Where You Belong

Visa

Effective Date: December 12, 2006
Annual Percentage Rates APR on Purchases
Platinum
Classic*
Share Secured
 
9.90%
12.50% - 18.00%
14.90%
APR on Cash Advances**
Platinum
Classic*
Share Secured
 
14.90%
16.50% - 18.00%
18.00%
Minimum Finance Charge None
Grace period for repayment of purchases 25 days (provided you paid your previous balance in full by the due date)
Method of computing the balance for purchases Pacific Crest Federal Credit Union computes the Balance of Purchases through the Average Daily Balance Method, including new purchases.
Annual Fee
Platinum
Classic
Share Secured
 
$0.00
$10.00***
$25.00
Other Fees
Transaction Fee For Purchases:
Balance Transfer:
Late Payment:
Over-Credit-Limit Fee:
VISA PIN Replacement:
Card Replacement:
Rush Replacement Card:
Document Copy:
Research & Copy:
Returned Check/NSF:
Emergency Advance/New VISA:
Returned Mail:
International Service Assessment:
$0.00
$0.00
$20.00
$25.00
$3.00
$5.00
$25.00
$6.00
$25.00
$20.00
$30.00
$5.00
1.0% of transaction

The information about the costs of the above card(s) described in your application is (are) accurate as of 08/04. This information may have been changed after that date. To find out what may have changed, contact us at the number or location listed on this website. Credit requirements may apply.


* Rate Based on individual credit worthiness criteria.

** Applies to all three cards.

*** Waived if member is 62 years or older.