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Loans

Imagine being part of a financial organization where you elect the Board Members. Where you are one of the owners. Where all of the profits go back into the Credit Union to make sure that our Members receive some of the lowest loan rates every day of the week. Imagine no more. Pacific Crest Federal Credit Union. Where You Belong!

Prime 3.25%

*Call or stop by your local branch for current account disclosures

These discounts do not apply to lines of credit, share or certificate secured loans.

• .25% Active Checking Account
• .25% Active Direct Deposit / Set-up New Direct Deposit
• .25% Automatic Payments
• .25% Energy Efficient Vehicle
• .25% for 80% Loan-to-Value**
• .25% Invest in America

**For new money to credit union (new purchase or refinanced) Beacon Score must be 639 or higher. This discount only applies to Secured Vehicle Loans.

• 1.00% if vehicle is older than 5 years
• 1.00% if over 100,000 miles
• 0.25% Loan-to-Value 90.01 - 100%
• 0.50% Loan-to-Value 100.01 - 110%
• 1.00% Loan-to Value 110.01 - 120%
• 1.50% Loan-to-Value greater than 120%