Checking
Rates Effective: April 1, 2010
| Account Type | Balance to Earn APY | Dividend Rate | Annual Percentage Yield | Fee |
| Crest Free Checking | N/A | N/A | N/A | N/A |
| Crest Rewards* | $0 - $25,000 | 1.980% | 2.00% | N/A |
| $25,000.01 + | 0.20%-1.98% | 0.20%-2.00% | N/A | |
| 0.10% | 0.10% | N/A | ||
| Crest Custom Checking | $2,000 - $15,000 | 0.10% | 0.10% | $5 monthly fee if balance is below $2,000 |
| $15,000 + | 0.20% | 0.20% |
Dividend calculations are daily balance method. Dividend period is based on monthly calendar. Dividends compounded and credited monthly.
Call or stop by your local branch for current account disclosures
*CREST REWARDS REQUIREMENTS. To receive current certificate-like Annual Percentage Yield (APY) on balances up to $25,000, and ATM fee refunds**, you must meet these 3 easy monthly requirements†: 1) ten cleared check card (debit) transactions**; 2) one direct deposit or electronic withdrawal (ACH); 3) active enrollment in eStatements; on the portion of the balance above $25,000, you will receive 0.20% APY. If monthly requirements are not met, you will receive 0.10% APY on your balance and no ATM fee refunds for that month. Fees may reduce earnings.
† Monthly requirements are from the last business day of a month to the day before the last business day of the next month.
** Maximum ATM fee refund is $25.00. ATM transactions do not count toward the 10 required transactions during the month.
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