Where You Belong

Checking


Rates Effective: April 1, 2010

Account Type Balance to Earn APY Dividend Rate Annual Percentage Yield Fee
Crest Free Checking N/A N/A N/A N/A
Crest Rewards* $0 - $25,000 1.980% 2.00% N/A
$25,000.01 + 0.20%-1.98% 0.20%-2.00% N/A
0.10% 0.10% N/A
Crest Custom Checking $2,000 - $15,000 0.10% 0.10% $5 monthly fee if balance is below $2,000
$15,000 + 0.20% 0.20%

Dividend calculations are daily balance method. Dividend period is based on monthly calendar. Dividends compounded and credited monthly.

Call or stop by your local branch for current account disclosures


*CREST REWARDS REQUIREMENTS. To receive current certificate-like Annual Percentage Yield (APY) on balances up to $25,000, and ATM fee refunds**, you must meet these 3 easy monthly  requirements†: 1) ten cleared check card (debit) transactions**; 2) one direct deposit or electronic withdrawal (ACH); 3) active enrollment in eStatements; on the portion of the balance above $25,000, you will receive 0.20% APY. If monthly requirements are not met, you will receive 0.10% APY on your balance and no ATM fee refunds for that month. Fees may reduce earnings.


† Monthly requirements are from the last business day of a month to the day before the last business day of the next month.


** Maximum ATM fee refund is $25.00. ATM transactions do not count toward the 10 required transactions during the month.