Where You Belong

Share Savings


The Share Account is Pacific Crest FCU's most fundamental savings tool, giving you access to our full range of credit union products and services.


  • Minimum $10.00 to open (includes a one-time membership fee of $5.00)
  • Dividends accrued daily and paid monthly for maximum earnings
  • Payroll Deduction/ Direct Deposit available
  • Can be used as loan collateral or Overdraft Protection
  • Electronic access through ATMs, Call24, and Online Banking
  • Free $2,000 group accident insurance benefits to members 18 and over

NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.



Special Purpose Savings Account


  • Minimum $5.00 to open and earn dividends
  • Dividends accrued daily and paid monthly for maximum earnings
  • Payroll Deduction/ Direct Deposit available
  • Matures on October 1st each year
  • For any purpose - vacation, holidays, school, taxes, and more!

NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.



Money Market Share Account


This account offers a competitive interest rate that increases as your balance increases! Plus, you can access your Money Market funds just like you would with a regular checking account (up to 6 transactions per month).



NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.




Savings Certificates


Pacific Crest FCU offers a variety of short- and long-term certificates at competitive rates to give you a safe place to steadily earn guaranteed return on your money. You may even use your savings certificates to secure an exceptionally low loan rate from Pacific Crest FCU!



Certificate Terms Minimum Deposit Features
Easy Savers 12 mos. $100 Additional deposits allowed (minimum $25.00 at any time) Dividends compounded monthly. Available to members 18 and under.
Savings Certificates 6 mos. $500 The more you save, the greater dividend you earn.
12 to 60 mos. $1000


NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.




Individual Retirement Accounts (IRA's)


Offering you outstanding flexibility and tax advantages, an IRA is one of the smartest ways to save for a secure and comfortable retirement, or even for your children's education. Pacific Crest offers Roth and Traditional IRAs, as well as Coverdell IRAs.



NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.




Savings Bonds


Series EE

Series EE bonds can be purchased for half the denomination value. These good, long-term investments mature in 17 to 30 years, but may be redeemed as early as 12 months-although it may not have achieved face value.


Series I

Purchase a Series I bond at face value for $50 or up to $30,000, and defer federal taxes on earnings for up to 30 years-and pay no state and local taxes on earnings!