Crest Rewards Checking

Here's how to qualify... Qualifying for 4.00% APY and ATM fee refunds is so easy, many people already do. The list of free monthly* requirements is minimal:

• Active enrollment in eStatements.
• Make one electronic deposit or withdrawal (ACH) monthly (includes direct deposit).
• Make at least 10 cleared check card purchases monthly.

All members will receive 4.00% APY and ATM refunds the very first month they sign up regardless of whether or not they meet the requirements.

After the first month, members who do not meet the requirements will receive 0.15% APY on their balances with no ATM fee refunds for that month. You always have a chance to start over and meet the requirements the very next month, and you never pay a maintenance fee no matter what happens. The 4.00% APY applies to balances up to $25,000.00. Balances over $25,000, receive an APY of 0.50 %.

4.00% APY*:

Better than most certificate rates.

NO ATM fees*:

Yes, we mean it. We'll refund any ATM fee you incur, anywhere nationwide up to $25 each month.

No minimum balance or maintenance fees:

Your account balance may fluctuate, but Crest Rewards Checking benefits still pay off.

It's time to switch. To get started or to learn more about the simple monthly requirements for this account, stop by either of our branches or call 1-800-570-0265.

* To receive 4.00% Annual Percentage Yield (APY), on balances up to $25,000, and ATM refunds, you must meet these three easy monthly  requirements: 1) ten cleared check (debit) card transactions**; 2) one direct deposit or electronic auto debit (ACH); 3) active enrollment in eStatements; on the portion of the balances above $25,000 you will receive 0.50% APY.   If monthly requirements are not met, you will receive 0.15% APY and no ATM fee refunds for that month. APYs effective 02/01/08 and subject to change at any time. Fees may reduce earnings. Membership requirements apply.

  - from the last business day of the month to the day before the last busines day of the following month.

** ATM transactions do not count toward the 10 required transaction during the month.

Click here to answer frequently asked questions about Crest Rewards Checking.

Want to sign up for Crest Rewards Checking right now? Print this form and send it to your local branch now!

For other questions, contact us.

ALL DEPOSITS ARE FEDERALLY INSURED UP TO $100,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY. Accounts maintained under different right or capacities, or forms of ownership, may each be insured separately up to $100,000. Individual Retirement Accounts (IRAs) are separately insured up to $250,000.