Pacific Crest

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Pacific Crest Federal Credit Union

Business Services

What makes Pacific Crest Federal Credit Union stand out from the rest? The Members who own it. They share the profits, the rewards, and the friendships. They share a common goal; to be part of an organization that's strong, fair; locally owned and keeps 100% of it's profits right here in Klamath and Lakeview. Pacific Crest Federal Credit Union. Where You Belong!

Business Savings and Checking Accounts

Business Savings Accounts

The Pacific Crest FCU Business Savings Account is your most fundamental savings tool, letting you earn dividends on balances over $100. You can also use this account as overdraft protection for your other Pacific Crest FCU accounts.

Minimum $10.00 to open (includes a one-time membership fee of $5.00)
Dividends accrued daily and paid monthly for maximum earnings
Direct Deposit available
Can be used as loan collateral
Electronic access through ATMs, Call 24, and Online Banking

Free $2,000 group accident insurance benefits to members 18 and over

Business Money Market Accounts

Our Business Money Market Account lets you earn more for your money by paying you higher dividends as your balance increases. You may even write up to three checks per month from your Business Money Market Account for free. After that, there is a per-check charge of $1. When you maintain a $2,500 average daily balance, we waive the $15 per month service fee. Please click here for current Business Money Market Account rates

Crest Business Link

The Crest Business Link Account is just what your business needs to manage your daily cash flow. Great for small office/home office businesses or non-profit organizations, this account allows free check writing up to 50 checks a month. After that, a small per-check fee of $.25 will apply. Maintain an average daily balance of at least $500 and your monthly service charge of just $6.00 will be waived.

Crest Business Connect

Designed for mid-sized businesses, our Crest Business Connect account lets you earn higher dividends when you maintain a $5,000 average daily balance. Plus, the monthly service charge of $10 will be waived when you maintain a $2,500 average daily balance.

NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.

Business Loans

When your business needs cash, Pacific Crest Federal Credit Union should be your first choice for great-rate business loans. We can lend you the capital you need for everything from refinancing your current commercial mortgage to completing an expansion and everything in between.

Commercial Real Estate
Non-Specialized Vehicles & Equipment
Specialized Equipment
Share- or Certificate-Secured Loans
Personal - Home Equity Loan or Home Equity Line of Credit

Use your home equity to help finance your business needs.

Please visit or call the credit union for complete information regarding business loans.

Merchant Visa® and MasterCard®

Pacific Crest FCU now offers you the ability to accept Visa® and MasterCard® from your customers so you can reduce your accounts receivable.

Just contact your local branch for more information and to set up this great service for your business.

Tax Payments

Pacific Crest FCU accepts Electronic Federal Tax Payment System (EFTPS) transactions from the U.S. Department of Treasury, to provide a convenient way for you to pay your Federal Business Taxes.

It's simple to enroll or change to your Pacific Crest Commercial Account. Just visit www.eftps.gov or call 1-800-555-4477 or 1-800-945-8400.

Night Drop/Security Bags

At Pacific Crest Federal Credit Union, we know how busy managers and business owners are.

To help you make the most of your day, we offer night drop service, which allows you to make deposits in our special security bags and place them in the night drop at any of our branches.

You can have peace of mind with this service, knowing that large amounts of cash are secured at your credit union. Deposits will be processed the next available business day.

The great news is that this service is free-there's no annual fee.

NCUA ALL DEPOSITS ARE FEDERALLY INSURED UP TO $250,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION, A U.S. GOVERNMENT AGENCY.